245 notes tagged as ["Payments"]
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The majority of shoppers (63%) will abandon shopping carts after a maximum of two purchase attempts. The Applause survey was distributed in two parts, first in November 2024 on general holiday shopping plans and experiences, and second in December 2024 regarding respondents’ actual shopping experiences between Black Friday and Cyber Monday.
The survey found that despite continuing concerns around inflation and financial instability, consumers plan to spend more this year — though they are planning to spend smarter by paying more attention to sales and discounts. They are also becoming increasingly intolerant of poor purchasing experiences, prioritizing seamless checkout, ease-of-use and convenience.
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Conventional wisdom is that younger generations are tech-savvy and the most willing to try new devices, apps and payment methods. However, PYMNTS Intelligence research from the How People Pay Report, titled “ eCommerce for All: How Consumers Across Generations Make Purchases Online,” found that any generation gap is rapidly closing when it comes to commerce, in a few key areas.
In retail and travel spending, the data showed similarities between different cohorts in moving to digital channels. Online shopping adoption remained relatively consistent last year. Overall trends remained steady, as end-of-year surveys showed that the share of retail transactions consumers made online was 26% in both November 2023 and November 2024.
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The “Market Guide E-commerce in Portugal” outlines significant growth in Portugal’s e-commerce sector, contributing about 3% to the GDP. Despite a brief dip in revenues from $5.1 billion in 2021 to $4.5 billion in 2022 due to the end of lockdowns, the market is expected to grow at a 10% CAGR through 2026. Growth is driven by higher incomes, government investments in digital infrastructure, and consumer shifts towards online shopping for its convenience. Mobile and social commerce have notably increased. E-wallets, particularly MB Way, are the preferred payment methods. The report highlights the potential of Portugal’s e-commerce market for merchants, emphasizing the importance of understanding local consumer preferences.
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Switzerland e-commerce market guide
Switzerland’s e-commerce landscape is flourishing, showcasing a robust infrastructure, a high internet penetration rate, and a strong preference for online shopping. With a projected growth of 13% CAGR from 2022 to 2026, the market is ripe for expansion. The report delves into preferred payment methods, highlighting the rise of TWINT, and explores the thriving state of cross-border e-commerce. It also outlines the regulatory framework ensuring a secure online shopping environment. For merchants eyeing the Swiss market, understanding these nuances is key to success.
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What’s next for the German payments market?
The “What’s Next for the German Payments Market 2024” report provides an in-depth analysis of upcoming changes in Germany’s payment landscape, focusing on key trends and strategies for payment service providers (PSPs) and merchants. With Sofort being integrated into Klarna and giropay set to phase out by the end of 2024, businesses must act swiftly to optimise their payment systems.
To stay competitive, the report recommends that businesses adopt a tailored payment strategy that aligns with local preferences, minimises conversion risk, and enhances the user experience. PSPs and merchants are urged to capitalise on this period of change by integrating trusted payment methods and optimising the customer journey for higher conversion rates.
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A quick guide to local payments in Latin America
Latin America’s e-commerce is booming, with transaction volumes projected to reach USD $870 billion across the top six markets by 2026. But navigating LATAM’s unique payment preferences, infrastructure and regulations can be complex. That’s where PPRO comes in. We’re excited to share our updated 2025 insights on local payment trends in Latin America.
Here’s a snapshot of what’s driving success and opportunities for merchants expanding into Latin America:
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Failed payment solution guide
For businesses with recurring revenue, improving retention is one of the easiest and most effective ways to drive revenue and profits. With a clear link between failed payments and customer churn, having a robust failed payment recovery solution isn’t optional—it’s essential. Achieving your retention goals starts with the right solution.
This guide explores best practices for failed payment recovery and what businesses need to look for when evaluating and selecting the technology to solve this problem.
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Why retailers should consider BNPL over credit card payments
This playbook explores why retailers should consider BNPL as an alternative payment method. The rise of buy now pay later (BNPL) services is disrupting traditional consumer credit markets, particularly the use of credit cards. These alternative payment methods offer consumers flexible payment options, like pay later, pay in parts, or financing, with little to no interest if the payments are made on time.
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What can we expect from e-commerce payments in 2025?
In 2025, retail e-commerce revenue is expected to exceed $4.8 billion worldwide. Over the last five years, the world has shifted to digital: online shopping from retailers across borders is overtaking high-street shopping, and in the world of payments, contactless and BNPL (buy now, pay later) are increasingly catching up to traditional card or cash payments.
Today, the modern customer has more choice than ever before, and that choice is shaping the world of e-commerce payments. Merchants and issuers alike need to adapt to this new, agile, cross-border world in order to capture the potential of the e-commerce growth we’re experiencing.
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Payment localisation
Large enterprises are facing challenges when looking for the right payment mix for the European market. Significant expertise and resources are required to implement payment methods that meet local customer needs and improve acceptance rates. Merchants need to understand both technical specifics and regulations at the same time.
During a webinar hosted by the Merchant Risk Council (MRC), Payplug, Cartes Bancaires and PPRO provided exclusive insights on how to optimise payment performance in Europe, with a specific focus on France, the leading card payment market in the eurozone.
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Payments industry trends for 2025
Keep ahead of industry trends so you can prepare for better payments in 2025. Analyze opportunities in machine learning, tokenization, and local payment methods. Secure, safe, and simple payments – in the customer’s preferred method – are as critical for revenue in 2025 as any other year. Yet technology is evolving, and your business needs to evolve with it. You need to know what’s coming around the corner so you can prepare to meet it.